Owner-Occupant Screen

Best house-hack multifamily listings

Duplex, triplex, and fourplex candidates ranked by estimated owner monthly cost after rent from the other units.

This page is educational and directional, not financing, legal, tax, or underwriting advice. Verify leases, rent roll, local rent comps, lender treatment, taxes, insurance, repairs, vacancy, and reserves before making decisions.

Pure investors can use the best cash-flow screen; new owner-occupants can start with the house-hacking guide.

Screened Candidates
10,598
Higher Confidence
5,239
Shown
250
Updated
Aug 1, 2026

827 screened candidates include stated rent data. The page ranks higher-confidence rows first and excludes implausible rent-yield outliers.

Ranked Opportunities

Lowest estimated owner monthly cost

250 results

3332 Cherry St, Toledo, OH, 43608
#2
Est. Owner Cost
-$211/mo
Rent Offset
116%
Other-Unit Rent
$1,500/mo
Full-Rental Cash Flow
+$711/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

472 Hudson Ave, Albany, NY, 12203
#5
Est. Owner Cost
-$140/mo
Rent Offset
104%
Other-Unit Rent
$3,900/mo
Full-Rental Cash Flow
+$1,440/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

1924 S 17th St, Omaha, NE, 68108
#30
Est. Owner Cost
$212/mo
Rent Offset
93%
Other-Unit Rent
$2,672/mo
Full-Rental Cash Flow
+$679/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

637 Elmore St, Toledo, OH, 43605
#51
Est. Owner Cost
$340/mo
Rent Offset
54%
Other-Unit Rent
$400/mo
Full-Rental Cash Flow
+$60/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

72 Sunset St, Buffalo, NY, 14207
#58
Est. Owner Cost
$365/mo
Rent Offset
91%
Other-Unit Rent
$3,540/mo
Full-Rental Cash Flow
+$815/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

3006 Cherry St, Erie, PA, 16508
#81
Est. Owner Cost
$428/mo
Rent Offset
65%
Other-Unit Rent
$799/mo
Full-Rental Cash Flow
+$371/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

56 Wood St, Lewiston, ME, 04240
#112
Est. Owner Cost
$516/mo
Rent Offset
87%
Other-Unit Rent
$3,514/mo
Full-Rental Cash Flow
+$655/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

143 Okell St, Buffalo, NY, 14220
#163
Est. Owner Cost
$658/mo
Rent Offset
62%
Other-Unit Rent
$1,067/mo
Full-Rental Cash Flow
-$125/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

63 Pearl St, Paterson, NJ, 07501
#189
Est. Owner Cost
$691/mo
Rent Offset
85%
Other-Unit Rent
$3,900/mo
Full-Rental Cash Flow
+$609/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

667 10th St, Oakland, CA, 94607
#213
Est. Owner Cost
$737/mo
Rent Offset
89%
Other-Unit Rent
$6,047/mo
Full-Rental Cash Flow
+$1,279/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

405 Pond St, Syracuse, NY, 13208
#220
Est. Owner Cost
$755/mo
Rent Offset
78%
Other-Unit Rent
$2,667/mo
Full-Rental Cash Flow
+$578/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

1927 Preston Ave, Akron, OH, 44305
#228
Est. Owner Cost
$785/mo
Rent Offset
60%
Other-Unit Rent
$1,200/mo
Full-Rental Cash Flow
+$415/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

2931 Maple St, Erie, PA, 16508
#234
Est. Owner Cost
$794/mo
Rent Offset
74%
Other-Unit Rent
$2,216/mo
Full-Rental Cash Flow
-$56/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

1939 Preston Ave, Akron, OH, 44305
#235
Est. Owner Cost
$800/mo
Rent Offset
59%
Other-Unit Rent
$1,175/mo
Full-Rental Cash Flow
+$375/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1933 Preston Ave, Akron, OH, 44305
#238
Est. Owner Cost
$815/mo
Rent Offset
59%
Other-Unit Rent
$1,150/mo
Full-Rental Cash Flow
+$335/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

89 Oak St, Lewiston, ME, 04240
#240
Est. Owner Cost
$820/mo
Rent Offset
56%
Other-Unit Rent
$1,050/mo
Full-Rental Cash Flow
+$230/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.